Do you need insurance for chemical peel?

Offering chemical peels as a service requires more than just expertise—it also requires the proper insurance to protect your business and clients. Chemical peels, while non-invasive, carry risks such as skin reactions, infections, burns, and scarring. To safeguard against these risks, you need several types of insurance, including professional liability insurance to cover negligence or errors during treatments, general liability insurance to protect against property damage or injuries on your premises, product liability insurance for reactions to the products used, and workers' compensation insurance if you have employees. Insurance generally covers complications from chemical peels, as long as proper safety protocols are followed, and you're trained in the procedure. The cost of insurance varies but typically ranges from $300 to $1,000 annually, depending on your business's size and location. Ultimately, having the right insurance provides peace of mind, ensuring you're covered if something goes wrong during a treatment.